The Commercial Truck Insurance Pros

Your trucks, our expertise. Get the coverage you need today!

Owner Operator Direct has combined with LuckyTruck to bring you the best possible combination of experience and technology.

We provide the trucking insurance coverage that’s right for you.

At Owner Operator Direct and LuckyTruck, we’ve been protecting owner operators across America with top-notch commercial truck insurance coverages, great prices, unparalleled claims handling, industry-leading loss control services, and best-in class service and support since 2004.

We proudly provide coverage through the following insurers

Unsure of the protection you need?

Click one of the links below to learn more about our coverage offerings to determine what’s best for you.

“I have my own operating authority.”

Explore Own Authority Coverage

“I am leased on to a motor carrier.”

Explore Leased Owner Coverage

Best-in-class Service & Support

As our customer, you’ll also have online access to certificates of insurance 24/7 and monthly payment options.

Phone consultation services

Monthly payment options

Extensive loss control services AT NO ADDITIONAL COST!

State and federal filings made by partner markets

24/7/365 claim service

Online access to certificates of insurance, anytime

Regulatory and compliance assistance

Loss Recovery Program

Self-service loss control tools

It’s no wonder owner operators from coast to coast trust Owner Operator Direct to handle their commercial trucking insurance needs.

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Our journey with Owner-Operator Direct began on March 8, 2022, and it has truly been a game-changer for our trucking company. Deciding to work with them was easily one of the best moves we’ve made. If you’re on the lookout for a team that’s not only accommodating but also goes the extra mile in delivering exceptional customer service, look no further. They consistently surpass expectations, offering tailored solutions and a level of care that’s hard to find elsewhere. Erin spent countless hours every step of the way educating us and empowering us. We wholeheartedly recommend Owner-Operator Direct for all your trucking insurance needs. You won’t be disappointed!
— JD Moore Logistics

What Our Customers Have to Say

If you like getting more for your premium dollar, get a free quote from Owner Operator Direct!

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