When you drive an 18 wheeler for a living, you need a trusted ally to respond rapidly whenever and wherever the need arises. 


Financial Rating "Excellent"

Owner Operator Direct is a commercial truck insurance product underwritten by Lancer Insurance Company, recognized as the largest specialty insurer of commercial transportation vehicles in the nation and a dominant force in the transportation industry for over 30 years. Lancer has consistently received an A- "Excellent" rating from the A.M. Best Company, known worldwide as the benchmark for assessing an insurer's financial strength. So whether you're a leased owner operator, or an owner operator with your own authority, you can feel confident knowing that OOD will be there to meet its financial obligations, and help you meet yours.

We’ve been with Owner Operator Direct for more than three years and can’t imagine being with any other insurance company. What I love about OOD is that the entire team has a very accommodating spirit, making it a pleasure to do business with them. No one at OOD ever seems to get up on the wrong side of the bed. Their demeanor is very refreshing. I believe their goal is to make you feel as though you are their only customer, and they have succeeded.
— Carolyn Garibaldi, Bag Transportation, Ltd., Chicago, IL

Claims & Loss Prevention

  • As an OOD policyholder, you will rest easy knowing that our commercial truck insurance claim professionals are only a phone call away 24/7/365.
  • These claim veterans have unmatched experience in handling trucking-related claims, enabling us to resolve matters fairly and efficiently, and quickly get you back on the road.
  • OOD policyholders have access to our exclusive library of loss prevention tools to help ensure compliance with federal regulations. 

Thank you to Owner Operator Direct for superb service and professionalism. We have been customers for seven years and wouldn’t consider another company. I appreciate the easy access for help and extremely fast additional insurance certificates, which, in many cases, can be the difference in getting a late afternoon load or not. I strongly recommend OOD from one truck to fleet operations. Thanks for a great seven years.
— Lewis Bond, Earth Resource Logistics, Basye, VA