OWNER OPERATOR WITH OWN AUTHORITY

As an owner operator with your own authority, you need the right commercial truck insurance products and services to keep your business fully protected.

Here's a glimpse at the coverages we offer:

  • Commercial auto liability

  • Non-trucking liability/bobtail coverage

  • Physical damage

  • Cargo

  • General liability

But we don't stop there.  Our products include enhancements missing from most standard industry policies, such as: 

  • Auto liability, physical damage and cargo coverage all covered under one policy

  • Both motor carrier and business auto coverage forms

  • GAP protection up to coverage limit*

  • Deluxe coverage endorsement and family emergency coverage endorsement**

  • Free towing in the event of an accident***

  • Combined deductibles for tractor, trailer and cargo damage. In other words, in the event of a claim, you only pay ONE deductible. 

If you like getting more for your premium dollar...perhaps you should consider getting a free quote from Owner Operator Direct!

* Subject to policy limits. Not available in VA or NY.

** Available for 1-9 units only; $95 each unit. Deluxe coverage endorsement applies to motor carrier and business auto forms. family emergency travel endorsement applies to motor carrier coverage forms, and is only available in conjunction with the deluxe coverage endorsement.

*** See policy terms and conditions.